FIRST-TIME HOME BUYER IN BRAMPTON
INTERESTED IN BUYING A
BUY YOUR FIRST HOME IN BRAMPTON
Becoming a homeowner is one of the greatest joys of life. As a first-time home buyer in Brampton, I’m sure you’re beyond excited to start the journey. Whether you’re planning to purchase a condo, townhouse, or a detached house, there are plenty of options available on the market.
I, Catherine Nacar, would love to help you on your journey and we promise to always represent your best interests. As experienced real estate agent in Brampton, I’ve helped numerous first-time home buyers find beautiful homes that they love. And I can’t wait to do the same for you!
Your Search For A Realtor Ends Here
Buy Your First Home With
Catherine Nacar
Get Pre-Approved For Mortgage
Start your home buying journey as a first-time home buyer confident and well-informed by getting pre-approved for a mortgage. Discover your purchasing power and use that to decide the kind of property you’d like to purchase.
List Down Your Considerations
Remember, no requirement is too big or too small. As realtors in Brampton, our responsibility is to help you find a house you love. Take a ook at what options are available in your budget and list down your considerations, starting with the most important to least important.
Reach Out To Me
I'm waiting for you eagerly! Reach out to me, ask me questions, and let’s start house hunting. As realtors in Brampton, we have access to private sales and the MLS, and I’ll use them to shortlist properties that best fit your requirements.
View Properties
While your considerations are important, make sure you check the technical aspects of the property too. It includes heating, power outlets, wiring, windows, plumbing, foundation, and flooring among others.
Make An Offer
I’ll help you shortlist properties in Brampton that you like and put an offer together on your behalf. You can choose to add conditional clauses to the offer including early move-in, flexible closing, home inspection, and appliances inclusion.
Accept The Offer
Once all your conditions are accepted, you can accept the offer. Before the property in Brampton becomes yours, you’ll be required to submit a couple documents including home insurance and title transfer policy.
Congratulations! You’re A Homeowner Now
There’s no greater joy than becoming than owning your first home in Brampton. All your stress comes to an end here and you can start with the more exciting parts of the process. Packing up your current home and moving, selecting furniture and finishes, and finally settling in the new house.
Additional Costs
Buying a house in Brampton has some extra costs associated. You’ll have to pay them upfront, so it’s important you know about them when you’re saving for down payment. These include:
– Mortgage broker fees
– Legal fees
– Survey costs (only if the seller hasn’t conducted one)
– Interest adjustment for mortgage
– Land transfer tax
– Appraisal fees
– Real estate agent fees
Incentives For First-time Home Buyers in Brampton
First-time Home Buyers' Tax Credit
You’re eligible to receive up to $5,000 in non-refundable tax credits, which converts into $750 worth of federal tax credits.
Five Percent Down Payment Program
First-home buyers can put down only 5% down payment instead of the traditional 20%.
RRSP Home Buyers' Plan (HBP)
You can withdraw up to $35,000 from your RRSP which needs to be repaid over a period of 15 years. You don’t have to pay any interest.
New Housing Rebate or HST
If you purchase a new construction property or plan to renovate the property substantially, you are eligible for up to $30,000 worth in rebates.
Land Transfer Tax Refund for First-Time Homebuyers
You’ll receive up to $4,000 refund for first-time home buyers in Brampton.
Read more about the incentive programs’ details and eligibility requirements here.
About Brampton
Realtor Catherine Nacar
Meet Realtor Catherine Nacar! An award-winning realtor based in Brampton that has helped several clients including first-time home buyers, investors, and sellers across GTA. Prior to becoming a real estate agent, she had an extensive career in legal administration. She possesses excellent analytical, communication, and problem-solving skills that’ll help you negotiate the best real estate deal. Got questions? Give Catherine a call right away!
Multiple Listing Service (MLS)
For Sale
A vast selection of Condos at different locations in Brampton, Mississauga and Toronto available for Sale and close to major highways, public transportation, schools, and other amenities.
A vast selection of Condos at different locations in Brampton, Mississauga and Toronto available for Sale and close to major highways, public transportation, schools, and other amenities.
Catherine Nacar Select Properties believes in the perfect process: Buying a semi-detached house should be a simple, straightforward and enjoyable experience.
Don’t Miss Out on some Important Keys to Buying the Next Townhouse That’ll Save You Thousands? Let me help you.
Catherine Nacar is some of Toronto’s best REALTORS®. She consistently exceeds client expectations, simplifying the buying process for Bungalow.
The latest cottages are list in Brampton, Mississauga And Toronto ON MLS; let me find the best cottage for you.
Experience That Speaks for Itself will help you to find the best-suited cabin at least price in Brampton, Mississauga & Toronto.
You’re always making the right decision by choosing Catherine Nacar. She is professional, motivated, and trustworthy REALTORS® is committed to delivering results from research to negotiations to finalize transactions.
Whether you are a first-time homebuyer or a seasoned home investor, you need a Real Estate Professional, you can trust. A REALTOR® who knows what you need.
Let Catherine Nacar assist you throughout the whole process.
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